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	Mortgage Consolidation Calculator
	Our Mortgage Consolidation Calculator shows you just how advantageous it would be to consolidate your First and Second Mortgages by refinancing them into a single mortgage with a lower overall mortgage interest rate and monthly mortgage payment.
The Mortgage Consolidation Calculator is a great tool to use especially after you have received up to four free California debt consolidation quotes so you can see every aspect of consolidating your debt and mortgages into one low monthly mortgage payment.

First Mortgage
Enter the principal balance of your first mortgage:
Enter the amount of your monthly mortgage payment:
Enter your first mortgage's current interest rate:
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Second Mortgage
Enter the principal balance of your second mortgage:
Enter the amount of your monthly mortgage payment:
Enter your second mortgage's current interest rate:
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Refinancing
Enter interest rate you will be refinancing at:
Enter the number of years you will be refinancing for:
Enter the closing costs :
(Typically, # of points is "2" or dollar amount is .02 times the principal)
Would you like to finance the closing costs?

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This is how much your monthly payment will be if you refinance:
Monthly Payment Reduction:
Number of months for interest savings to offset closing costs:
This is how much interest you will pay under your current monthly payment plan:
This is how much interest you will pay under your refinanced monthly payment plan:
This is how much interest you will save if you refinance:
Net Refinancing Savings (interest savings less closing costs):

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Consolidation Calculator

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